/* ─── Design Tokens ────────────────────────────────────────────────── */
:root {
  --gold:        #C9A84C;
  --gold-dark:   #8B6914;
  --gold-deeper: #6B4F10;
  --gold-light:  #F5E6C8;
  --gold-pale:   #FFF9F0;
  --gold-border: #E2C97A;
  --white:       #FFFFFF;
  --off-white:   #FAFAFA;
  --text-dark:   #1A1A1A;
  --text-mid:    #5A5A5A;
  --text-light:  #9A9A9A;

  /* Pastel Buy (green) */
  --buy-bg:      #D4EDDA;
  --buy-text:    #155724;
  --buy-border:  #C3E6CB;

  /* Pastel Sell (rose) */
  --sell-bg:     #F8D7DA;
  --sell-text:   #721C24;
  --sell-border: #F5C6CB;

  --radius:      12px;
  --shadow-sm:   0 2px 8px rgba(0,0,0,.06);
  --shadow-md:   0 4px 20px rgba(0,0,0,.10);
  --shadow-lg:   0 8px 40px rgba(0,0,0,.14);
  --transition:  .25s ease;
}

/* ─── Reset ────────────────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: 'Inter', 'Segoe UI', sans-serif;
  background: var(--white);
  color: var(--text-dark);
  line-height: 1.6;
}
a { text-decoration: none; color: inherit; }
img { max-width: 100%; display: block; }
ul { list-style: none; }

/* ─── Typography ───────────────────────────────────────────────────── */
h1, h2, h3, h4 {
  font-family: 'Playfair Display', Georgia, serif;
  font-weight: 700;
  line-height: 1.2;
}
.gold-text   { color: var(--gold); }
.section-tag {
  display: inline-block;
  font-size: .75rem;
  font-weight: 600;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--gold-dark);
  margin-bottom: .5rem;
}
.section-title {
  font-size: clamp(1.6rem, 4vw, 2.4rem);
  margin-bottom: .5rem;
}
.section-subtitle { color: var(--text-mid); max-width: 600px; margin: 0 auto 2rem; }
.text-center { text-align: center; }

/* ─── Layout helpers ───────────────────────────────────────────────── */
.container { max-width: 1200px; margin: 0 auto; padding: 0 1.25rem; }
.section    { padding: 5rem 0; }
.divider {
  width: 60px; height: 3px;
  background: linear-gradient(90deg, var(--gold-dark), var(--gold));
  border-radius: 2px;
  margin: .75rem auto 1.5rem;
}

/* ─── Navbar ───────────────────────────────────────────────────────── */
.navbar {
  position: sticky;
  top: 0;
  z-index: 999;
  background: rgba(255,255,255,.97);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--gold-light);
  box-shadow: var(--shadow-sm);
}
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 86px;
}
.nav-logo { display: flex; align-items: center; gap: 1rem; }
.nav-logo img, .nav-logo svg { width: 64px; height: 64px; flex-shrink: 0; }
.logo-text .brand { font-family: 'Playfair Display', serif; font-size: 1.45rem; color: var(--gold-dark); letter-spacing: .04em; }
.logo-text .sub   { font-size: .66rem; letter-spacing: .2em; color: var(--text-mid); text-transform: uppercase; }

.nav-links { display: flex; gap: 2rem; }
.nav-links a {
  font-size: .875rem;
  font-weight: 500;
  color: var(--text-dark);
  padding: .35rem 0;
  position: relative;
  transition: color var(--transition);
}
.nav-links a::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0;
  width: 0; height: 2px;
  background: var(--gold);
  transition: width var(--transition);
}
.nav-links a:hover, .nav-links a.active { color: var(--gold-dark); }
.nav-links a:hover::after, .nav-links a.active::after { width: 100%; }

.nav-cta {
  background: linear-gradient(135deg, var(--gold-dark), var(--gold));
  color: var(--white) !important;
  padding: .5rem 1.25rem !important;
  border-radius: 50px;
  font-weight: 600 !important;
}
.nav-cta::after { display: none !important; }
.nav-cta:hover { opacity: .9; transform: translateY(-1px); box-shadow: 0 4px 15px rgba(139,105,20,.35); }

.nav-toggle { display: none; flex-direction: column; gap: 5px; cursor: pointer; padding: 4px; }
.nav-toggle span { display: block; width: 25px; height: 2px; background: var(--gold-dark); border-radius: 2px; transition: var(--transition); }

/* ─── Live Ticker ──────────────────────────────────────────────────── */
.ticker-bar {
  background: linear-gradient(135deg, var(--gold-deeper), var(--gold-dark));
  color: var(--white);
  padding: .45rem 0;
  overflow: hidden;
  font-size: .8rem;
  font-weight: 500;
}
.ticker-inner { display: flex; gap: 3rem; align-items: center; animation: ticker 25s linear infinite; white-space: nowrap; }
.ticker-item { display: flex; align-items: center; gap: .4rem; }
.ticker-item .label { opacity: .75; }
.ticker-item .value { font-weight: 700; }
.ticker-item .up   { color: #90EE90; }
.ticker-item .down { color: #FFB3BA; }
@keyframes ticker { 0% { transform: translateX(0); } 100% { transform: translateX(-50%); } }

/* ─── Hero ─────────────────────────────────────────────────────────── */
.hero {
  min-height: 88vh;
  display: grid;
  grid-template-columns: 1fr 1fr;
  overflow: hidden;
  position: relative;
}
.hero-panel {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 60vh;
  overflow: hidden;
}
.hero-gold {
  background: linear-gradient(145deg, #2C1A00 0%, #5C3D00 40%, #8B6914 70%, #C9A84C 100%);
}
.hero-silver {
  background: linear-gradient(145deg, #1A1A2E 0%, #2D3561 40%, #4A5568 70%, #94A3B8 100%);
}

.hero-panel-content {
  position: relative;
  z-index: 2;
  text-align: center;
  color: var(--white);
  padding: 3rem 2rem;
}
.hero-panel-content h2 {
  font-size: clamp(1.8rem, 4vw, 3rem);
  margin-bottom: .5rem;
}
.hero-panel-content p { font-size: 1rem; opacity: .85; margin-bottom: 1.5rem; }
.hero-badge {
  display: inline-block;
  background: rgba(255,255,255,.15);
  border: 1px solid rgba(255,255,255,.3);
  border-radius: 50px;
  padding: .35rem 1rem;
  font-size: .78rem;
  letter-spacing: .1em;
  text-transform: uppercase;
  margin-bottom: 1.25rem;
  backdrop-filter: blur(6px);
}

/* Floating metal icons */
.metal-icon {
  position: absolute;
  font-size: 6rem;
  opacity: .12;
  user-select: none;
}
.metal-icon.tl { top: 10%; left: 5%; font-size: 8rem; }
.metal-icon.br { bottom: 10%; right: 5%; font-size: 10rem; transform: rotate(20deg); }
.metal-icon.tr { top: 15%; right: 10%; font-size: 4rem; transform: rotate(-15deg); }

.hero-price-card {
  background: rgba(255,255,255,.15);
  border: 1px solid rgba(255,255,255,.25);
  border-radius: var(--radius);
  padding: 1rem 1.5rem;
  backdrop-filter: blur(10px);
  min-width: 200px;
  display: inline-block;
}
.hero-price-card .label { font-size: .7rem; letter-spacing: .1em; text-transform: uppercase; opacity: .75; }
.hero-price-card .price { font-size: 2rem; font-weight: 700; font-family: 'Playfair Display', serif; }
.hero-price-card .unit  { font-size: .75rem; opacity: .7; }

/* ─── Marquee ──────────────────────────────────────────────────────── */
.marquee-section {
  background: var(--gold-pale);
  border-top: 1px solid var(--gold-light);
  border-bottom: 1px solid var(--gold-light);
  padding: 1.25rem 0;
  overflow: hidden;
}
.marquee-track {
  display: flex;
  gap: 3rem;
  animation: marquee 30s linear infinite;
  white-space: nowrap;
}
.marquee-item {
  display: inline-flex;
  align-items: center;
  gap: .5rem;
  font-size: .82rem;
  font-weight: 600;
  color: var(--text-dark);
  flex-shrink: 0;
}
.marquee-item .dot { width: 6px; height: 6px; border-radius: 50%; background: var(--gold); }
@keyframes marquee { 0% { transform: translateX(0); } 100% { transform: translateX(-50%); } }

/* ─── Feature cards ────────────────────────────────────────────────── */
.features-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 1.5rem;
  margin-top: 3rem;
}
.feature-card {
  background: var(--white);
  border: 1px solid var(--gold-light);
  border-radius: var(--radius);
  padding: 2rem 1.5rem;
  text-align: center;
  box-shadow: var(--shadow-sm);
  transition: transform var(--transition), box-shadow var(--transition);
}
.feature-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.feature-icon {
  width: 56px; height: 56px;
  background: var(--gold-pale);
  border: 1.5px solid var(--gold-border);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.4rem;
  margin: 0 auto 1rem;
}
.feature-card h3 { font-size: 1rem; margin-bottom: .4rem; }
.feature-card p  { font-size: .82rem; color: var(--text-mid); }

/* ─── Rates Table ──────────────────────────────────────────────────── */
.rates-section { background: var(--off-white); }

.spot-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
  margin-bottom: 2.5rem;
}
.spot-card {
  background: var(--white);
  border: 1.5px solid var(--gold-light);
  border-radius: var(--radius);
  padding: 1.25rem 1.5rem;
  box-shadow: var(--shadow-sm);
  text-align: center;
}
.spot-card .spot-label {
  font-size: .7rem;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--text-mid);
  margin-bottom: .4rem;
  display: flex; align-items: center; justify-content: center; gap: .4rem;
}
.spot-card .spot-value {
  font-size: 1.8rem;
  font-weight: 700;
  font-family: 'Playfair Display', serif;
  color: var(--gold-dark);
}
.spot-card .spot-range { font-size: .72rem; color: var(--text-light); margin-top: .25rem; }

.rates-table-wrap {
  background: var(--white);
  border: 1px solid var(--gold-light);
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
}
.rates-table-head {
  display: grid;
  grid-template-columns: 1fr 160px 160px;
  background: linear-gradient(135deg, var(--gold-dark), var(--gold));
  color: var(--white);
  padding: 1rem 1.5rem;
  font-size: .8rem;
  font-weight: 600;
  letter-spacing: .06em;
  text-transform: uppercase;
}
.rates-table-head .th-buy, .rates-table-head .th-sell { text-align: center; }

.rate-row {
  display: grid;
  grid-template-columns: 1fr 160px 160px;
  align-items: center;
  padding: 1rem 1.5rem;
  border-bottom: 1px solid var(--gold-light);
  transition: background var(--transition);
}
.rate-row:last-child { border-bottom: none; }
.rate-row:hover { background: var(--gold-pale); }

.rate-name { font-size: .88rem; font-weight: 600; }
.rate-meta { display: flex; align-items: center; gap: .55rem; margin-top: .25rem; flex-wrap: wrap; }
.rate-detail { font-size: .72rem; color: var(--text-mid); }
.rate-tag {
  display: inline-flex;
  align-items: center;
  padding: .16rem .5rem;
  border-radius: 999px;
  background: var(--gold-pale);
  border: 1px solid var(--gold-border);
  color: var(--gold-deeper);
  font-size: .62rem;
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
}

.price-pill {
  text-align: center;
  border-radius: 8px;
  padding: .5rem .75rem;
  margin: 0 .25rem;
}
.price-pill.buy  { background: var(--buy-bg);  color: var(--buy-text);  border: 1px solid var(--buy-border); }
.price-pill.sell { background: var(--sell-bg); color: var(--sell-text); border: 1px solid var(--sell-border); }
.price-pill .amount { display: block; font-size: 1.1rem; font-weight: 700; }
.price-pill .amount-up { color: #15803D; }
.price-pill .amount-down { color: #B91C1C; }
.price-pill .amount-flat { color: #111111; }
.price-pill .range  { display: inline-block; font-size: .67rem; margin-top: .35rem; padding: .14rem .45rem; border-radius: 999px; font-weight: 700; letter-spacing: .02em; }
.price-pill .range-low  { color: #B91C1C; background: #FEE2E2; border: 1px solid #FCA5A5; }
.price-pill .range-high { color: #15803D; background: #DCFCE7; border: 1px solid #86EFAC; }

.rates-footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: .75rem 1.5rem;
  background: var(--gold-pale);
  font-size: .75rem;
  color: var(--text-mid);
  border-top: 1px solid var(--gold-light);
}
.refresh-btn {
  display: inline-flex;
  align-items: center;
  gap: .4rem;
  padding: .35rem .9rem;
  background: var(--gold);
  color: var(--white);
  border: none;
  border-radius: 50px;
  font-size: .75rem;
  font-weight: 600;
  cursor: pointer;
  transition: var(--transition);
}
.refresh-btn:hover { background: var(--gold-dark); }
.refresh-btn.spinning svg { animation: spin .8s linear infinite; }
@keyframes spin { to { transform: rotate(360deg); } }

.loading-row {
  padding: 3rem;
  text-align: center;
  color: var(--text-mid);
  font-size: .85rem;
}
.spinner {
  width: 32px; height: 32px;
  border: 3px solid var(--gold-light);
  border-top-color: var(--gold);
  border-radius: 50%;
  animation: spin .8s linear infinite;
  margin: 0 auto 1rem;
}

/* ─── Why Us ────────────────────────────────────────────────────────── */
.why-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}
.why-visual {
  position: relative;
  border-radius: var(--radius);
  overflow: hidden;
}
.why-visual-bg {
  background: linear-gradient(145deg, #3D2B00, #7A5520, #C9A84C);
  border-radius: var(--radius);
  padding: 3rem 2rem;
  text-align: center;
  color: var(--white);
  min-height: 350px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 1.5rem;
  box-shadow: var(--shadow-lg);
}
.why-visual-bg .big-icon { font-size: 5rem; }
.why-visual-bg h3 { font-size: 1.5rem; }
.why-visual-bg p  { font-size: .85rem; opacity: .85; max-width: 280px; }

.why-list { display: flex; flex-direction: column; gap: 1.25rem; }
.why-item { display: flex; gap: 1rem; align-items: flex-start; }
.why-item-icon {
  width: 44px; height: 44px;
  border-radius: 50%;
  background: var(--gold-pale);
  border: 1.5px solid var(--gold-border);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.1rem;
  flex-shrink: 0;
}
.why-item-text h4 { font-size: .95rem; margin-bottom: .25rem; }
.why-item-text p  { font-size: .82rem; color: var(--text-mid); }

/* ─── CTA Banner ───────────────────────────────────────────────────── */
.cta-banner {
  background: linear-gradient(135deg, var(--gold-deeper) 0%, var(--gold-dark) 50%, var(--gold) 100%);
  color: var(--white);
  padding: 4rem 0;
  text-align: center;
}
.cta-banner h2 { font-size: clamp(1.5rem, 4vw, 2.5rem); margin-bottom: 1rem; }
.cta-banner p  { font-size: 1rem; opacity: .85; margin-bottom: 2rem; }
.btn {
  display: inline-flex;
  align-items: center;
  gap: .5rem;
  padding: .75rem 2rem;
  border-radius: 50px;
  font-size: .9rem;
  font-weight: 600;
  transition: var(--transition);
  cursor: pointer;
  border: none;
  text-decoration: none;
}
.btn-white { background: var(--white); color: var(--gold-dark); }
.btn-white:hover { background: var(--gold-pale); transform: translateY(-2px); box-shadow: 0 8px 25px rgba(0,0,0,.2); }
.btn-outline-white { background: transparent; border: 2px solid rgba(255,255,255,.7); color: var(--white); }
.btn-outline-white:hover { background: rgba(255,255,255,.1); transform: translateY(-2px); }
.btn-gold { background: linear-gradient(135deg, var(--gold-dark), var(--gold)); color: var(--white); }
.btn-gold:hover { opacity: .9; transform: translateY(-2px); box-shadow: var(--shadow-md); }

/* ─── Contact Page ─────────────────────────────────────────────────── */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.5fr;
  gap: 2.5rem;
  align-items: start;
}
.contact-card {
  background: var(--white);
  border: 1px solid var(--gold-light);
  border-radius: var(--radius);
  padding: 2rem;
  box-shadow: var(--shadow-sm);
}
.contact-card h3 { font-size: 1.2rem; margin-bottom: 1.25rem; color: var(--gold-dark); }
.contact-item {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
  margin-bottom: 1.25rem;
}
.contact-item-icon {
  width: 40px; height: 40px;
  border-radius: 50%;
  background: var(--gold-pale);
  border: 1px solid var(--gold-border);
  display: flex; align-items: center; justify-content: center;
  font-size: 1rem;
  flex-shrink: 0;
}
.contact-item h4 { font-size: .82rem; color: var(--text-mid); margin-bottom: .2rem; font-weight: 500; }
.contact-item p, .contact-item a { font-size: .9rem; color: var(--text-dark); font-weight: 500; }
.contact-item a:hover { color: var(--gold-dark); }

.contact-form label { display: block; font-size: .78rem; font-weight: 600; color: var(--text-mid); margin-bottom: .35rem; }
.contact-form input,
.contact-form textarea,
.contact-form select {
  width: 100%;
  padding: .75rem 1rem;
  border: 1.5px solid var(--gold-light);
  border-radius: 8px;
  font-size: .88rem;
  font-family: inherit;
  background: var(--white);
  color: var(--text-dark);
  transition: border-color var(--transition);
  margin-bottom: 1rem;
  outline: none;
}
.contact-form input:focus,
.contact-form textarea:focus { border-color: var(--gold); box-shadow: 0 0 0 3px rgba(201,168,76,.15); }
.contact-form textarea { resize: vertical; min-height: 130px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }

.map-wrap {
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  margin-top: 2.5rem;
  height: 340px;
  border: 1px solid var(--gold-light);
}
.map-wrap iframe { width: 100%; height: 100%; border: none; }

/* ─── Page Hero (inner pages) ──────────────────────────────────────── */
.page-hero {
  background: linear-gradient(135deg, var(--gold-deeper), var(--gold-dark), var(--gold));
  color: var(--white);
  padding: 4rem 0 3rem;
  text-align: center;
}
.page-hero h1 { font-size: clamp(1.8rem, 5vw, 3rem); margin-bottom: .5rem; }
.page-hero p  { font-size: 1rem; opacity: .85; }
.breadcrumb {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: .5rem;
  font-size: .78rem;
  opacity: .75;
  margin-bottom: .75rem;
}
.breadcrumb a:hover { text-decoration: underline; }

/* ─── Footer ────────────────────────────────────────────────────────── */
.footer {
  background: #0F0A00;
  color: rgba(255,255,255,.75);
  padding: 4rem 0 0;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: 2.5rem;
  padding-bottom: 3rem;
}
.footer-brand .logo-area { display: flex; align-items: center; gap: .9rem; margin-bottom: 1rem; }
.footer-brand .logo-area img { width: 56px; height: 56px; flex-shrink: 0; }
.footer-brand .brand-name { font-family: 'Playfair Display', serif; font-size: 1.1rem; color: var(--gold); letter-spacing: .04em; }
.footer-brand .brand-sub  { font-size: .6rem; letter-spacing: .2em; color: rgba(255,255,255,.5); text-transform: uppercase; }
.footer-brand p { font-size: .82rem; line-height: 1.7; color: rgba(255,255,255,.6); margin-bottom: 1.5rem; }
.footer-socials { display: flex; gap: .75rem; }
.social-btn {
  width: 36px; height: 36px;
  border-radius: 50%;
  border: 1px solid rgba(255,255,255,.2);
  display: flex; align-items: center; justify-content: center;
  font-size: 1rem;
  transition: var(--transition);
  cursor: pointer;
}
.social-btn:hover { border-color: var(--gold); background: rgba(201,168,76,.15); }

.footer-col h4 {
  font-family: 'Playfair Display', serif;
  font-size: .9rem;
  color: var(--white);
  margin-bottom: 1.25rem;
  padding-bottom: .5rem;
  border-bottom: 1px solid rgba(201,168,76,.3);
}
.footer-col ul li { margin-bottom: .6rem; }
.footer-col ul a { font-size: .82rem; color: rgba(255,255,255,.6); transition: color var(--transition); }
.footer-col ul a:hover { color: var(--gold); }

.footer-contact-item { display: flex; gap: .75rem; align-items: flex-start; margin-bottom: .85rem; }
.footer-contact-item .fc-icon { font-size: .9rem; color: var(--gold); margin-top: .1rem; flex-shrink: 0; }
.footer-contact-item .fc-text { font-size: .8rem; color: rgba(255,255,255,.6); line-height: 1.5; }
.footer-contact-item .fc-text a { color: rgba(255,255,255,.6); }
.footer-contact-item .fc-text a:hover { color: var(--gold); }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.08);
  padding: 1.25rem 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: .75rem;
  color: rgba(255,255,255,.4);
}
.footer-bottom a { color: rgba(255,255,255,.4); }
.footer-bottom a:hover { color: var(--gold); }

/* ─── Disclaimer ───────────────────────────────────────────────────── */
.disclaimer {
  background: var(--gold-pale);
  border: 1px solid var(--gold-light);
  border-radius: 8px;
  padding: 1rem 1.25rem;
  font-size: .75rem;
  color: var(--text-mid);
  margin-top: 1.5rem;
  text-align: center;
}

/* ─── Toast ─────────────────────────────────────────────────────────── */
.toast {
  position: fixed;
  bottom: 2rem;
  right: 2rem;
  background: var(--gold-dark);
  color: var(--white);
  padding: .75rem 1.25rem;
  border-radius: var(--radius);
  font-size: .82rem;
  box-shadow: var(--shadow-lg);
  transform: translateY(80px);
  opacity: 0;
  transition: all .3s ease;
  z-index: 9999;
}
.toast.show { transform: translateY(0); opacity: 1; }

/* ─── Live indicator ───────────────────────────────────────────────── */
.live-dot {
  display: inline-flex;
  align-items: center;
  gap: .4rem;
  font-size: .72rem;
  color: #16A34A;
  font-weight: 600;
}
.live-dot::before {
  content: '';
  width: 8px; height: 8px;
  border-radius: 50%;
  background: #16A34A;
  animation: pulse 1.5s infinite;
}
@keyframes pulse {
  0%, 100% { box-shadow: 0 0 0 0 rgba(22,163,74,.4); }
  50%       { box-shadow: 0 0 0 6px rgba(22,163,74,0); }
}

/* ─── Responsive ───────────────────────────────────────────────────── */
@media (max-width: 900px) {
  .hero            { grid-template-columns: 1fr; }
  .hero-panel      { min-height: 50vh; }
  .spot-grid       { grid-template-columns: 1fr 1fr; }
  .why-grid        { grid-template-columns: 1fr; }
  .footer-grid     { grid-template-columns: 1fr 1fr; }
  .contact-grid    { grid-template-columns: 1fr; }
  .rates-table-head{ grid-template-columns: 1fr 130px 130px; }
  .rate-row        { grid-template-columns: 1fr 130px 130px; }
}
@media (max-width: 640px) {
  .nav-links       { display: none; flex-direction: column; gap: .75rem; }
  .nav-links.open  { display: flex; position: fixed; top: 70px; left: 0; right: 0; background: var(--white); padding: 1.5rem; border-bottom: 1px solid var(--gold-light); box-shadow: var(--shadow-md); }
  .nav-toggle      { display: flex; }
  .nav-inner       { height: 78px; }
  .nav-logo img, .nav-logo svg { width: 56px; height: 56px; }
  .spot-grid       { grid-template-columns: 1fr; }
  .form-row        { grid-template-columns: 1fr; }
  .footer-grid     { grid-template-columns: 1fr; }
  .footer-bottom   { flex-direction: column; gap: .5rem; text-align: center; }
  .rates-table-head{ display: none; }
  .rate-row {
    grid-template-columns: 1fr;
    gap: .5rem;
    padding: 1rem;
  }
  .rate-row .price-pill { margin: 0; }
  .rate-row-prices { display: grid; grid-template-columns: 1fr 1fr; gap: .5rem; }
}